Secure deposit and withdrawal

Credit cards are still one of the most popular payment methods in online casinos in Switzerland. Whether Visa, Mastercard or the PostFinance Card, which is widely used in Switzerland, instant crediting and a high level of security are decisive advantages. Find out here which Swiss online casinos offer the best conditions for credit card payments and what you need to look out for in terms of fees and limits.

The advantages of credit cards in Swiss casinos

Immediate availability:
 The balance is credited to the casino account in real time.

High security:
Protection through 3D-Secure (Verified by Visa / Mastercard Identity Check).

Payable:
Winnings can usually be paid out directly to the credit card account on file.

CHF transactions:
No currency losses at licensed Swiss casinos.

VISA vs. Mastercard - Are there differences?

Hardly in practice. Both offer similar limits and speeds.
A small advantage of VISA:
In many casinos, direct withdrawals are also possible with VISA, while Mastercard can sometimes only be used for deposits (winnings are then transferred by bank transfer).

Fees and limits (expert tip)

Important note from PortalCheck: While licensed Swiss online casinos (such as those with a license extension) usually do not charge any fees on deposits, the bank may charge a fee for deposits. “Gambling fees” are incurred. In Switzerland, these are often between 1% and 4%. Check the conditions of your bank (e.g. UBS, Credit Suisse/CS, Raiffeisen) in advance to avoid surprises on your statement.

Top credit card providers for Swiss players

Find the fastest method for your deposit and withdrawal.

← Swipe for provider details →
Credit card Publisher (CH) Acceptance Deposit limit Special feature Switzerland Status
Visa
 UBS, CS, Raiffeisen Very high Up to CHF 10,000 Verified by Visa Support Recommended
Mastercard
 Swisscard, Viseca Very high Individual Mastercard Identity Check Recommended
PostFinance Card
 PostFinance High (CH only) Account-dependent Direct account connection Swiss Standard
American Express
 Swisscard AECS Medium Very high Membership Rewards points Partial fees
Prepaid credit card
 Various (e.g. OK.-) High Max. Credit balance Full cost control Safe

Step-by-step: Your deposit by credit card

1
Choose your casinoChoose a casino with a Swiss license that we have checked.
2
Open the cash registerSelect Visa, Mastercard or PostFinance in the deposit area.
3
Enter your dataEnter your card number, expiration date and CVV code.
4
Confirm secureVerify your payment via 3D-Secure directly in your banking app.
5
Get started right awayYour credit is immediately available. Good luck playing!

Your security & Swiss regulation

In Switzerland, you can play particularly safely with your credit card. All legal providers are licensed by the ESBK strictly monitored. We only transfer your data using SSL encryption, so you don't have to worry about unauthorized access. Thanks to 3D-Secure, you have full control over every single transaction.

SSL-encrypted
ESBK compliant
3D-Secure

FAQ

Are credit card payments at the casino secure? ▼
Yes, absolutely. When you play at a Swiss online casino licensed by the SFGB, your data is protected by modern SSL encryption. In addition, the 3D Secure standard (such as „Verified by Visa“ or „Mastercard Identity Check“) ensures that you have to confirm every payment in your banking app.
Are there any fees for credit card deposits? ▼
Most Swiss casinos themselves do not charge any fees. But beware: Many Swiss banks treat casino deposits as „cash withdrawals“ or „gambling transactions“ and charge a fee of between 1 % and 4 %. It is best to check the conditions of your bank (e.g. UBS, Viseca or PostFinance).
Can I have my winnings paid out to my credit card? ▼
Yes, this is possible with almost all providers. Please note, however, that payouts in Switzerland often have to be made by law to a Swiss bank account in your name. As your credit card is usually linked to your account, this works smoothly, but usually takes 1 to 3 working days.
Is there a special bonus for credit card users? ▼
There is rarely an exclusive „credit card bonus“, but unlike some e-wallets, credit cards are almost always eligible for the normal welcome bonus. You therefore run no risk of missing out on a bonus offer by choosing your payment method.
What is the best alternative to a credit card? ▼
If you don't want to enter credit card details online, TWINT is the best Swiss alternative. It's just as fast, secure and directly linked to your bank account. The PostFinance Card is also an excellent and very popular option.
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Responsible gaming

Gambling should be for entertainment purposes only. Set yourself clear limits, never gamble with money that you need for your livelihood and inform yourself early on about the risks and professional help available.

To the guide:
Play responsibly
Gambling can be addictive. Info under:
www.sos-spielsucht.ch